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Here is a list of Lancaster County bankruptcies recorded in U.S. Bankruptcy Court, Eastern District of Pennsylvania, Reading, April 23-29.

BAYNARD, Joel, 300 block of Liberty Street, Chapter 13.

CHACANIAS, Ryan M., 1800 block of Bradfield Drive, Mount Joy, Chapter 7.

HERNANDEZ, Carmen L., 400 block of Rockhouse Run, Lititz, Chapter 7.

HESS, Jack H. Jr., 2400 block of Robert Fulton Highway, Peach Bottom, Chapter 7.

Under Chapter 7 of the U.S. Bankruptcy Code, a debtor’s assets are liquidated to pay creditors. Under Chapter 11, the debtor, often a company, reorganizes and may pay some creditors. Under Chapter 13, a debtor proposes a repayment plan.

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